High-yield savings account

Whether you’re planning a big vacation or preparing for those unplanned events in life, a Bread Savings High-Yield Savings Account can get you there. And with our highly competitive rates1, achieving your dreams is closer than ever.

Product features

bank icon Rate

  • 4.00% APY2
  • 3.92% Interest Rate2

piggy bank Balances

  • $100 minimum opening deposit
  • FDIC insured4
  • Maximum deposit limit of $1 million per account and $10 million limit per customer

dollar sign and arrow graph Interest

  • Accrued and compounded daily
  • Credited and posted monthly

hand holding coins Fees

  • No hidden fees so you save more
  • Free monthly maintenance
  • Free ACH transfers
  • Free online statements
  • Free incoming wire transfers
  • Unlimited deposits via mobile check capture and ACH transfer
  • $25 per outgoing wire transfer
  • $15 per official check request
  • $5 per paper statement request