When your kids are ready to go off to college, or you're ready to start your retirement adventures, your savings will be waiting. Bread Savings deposits grow at top market-rate1 speeds to maximize every moment they help fund.
| Product | Annual percentage yield2 |
Interest rate |
|---|---|---|
| High-yield savings |
4.00% | 3.92% |
| 1-year CD | 4.50% | 4.40% |
| 2-year CD | 4.50% | 4.40% |
| 3-year CD | 4.50% | 4.40% |
| 4-year CD | 4.25% | 4.16% |
| 5-year CD | 4.25% | 4.16% |
Each account you open is considered new during the first 30 days after you open it. Funds will generally be available for new accounts on the 10th business day, unless an exception applies.
Special fees
There are 3 fees that we will charge you in the special circumstances described below.
| Types of fees | When it applies | Amount/ frequency |
|---|---|---|
| Paper statement request |
When you request that we mail you a copy of your account statement | $5 per request |
| Official check request |
When you request a withdrawal from your account by official check | $15 per request |
| Outgoing wire | When you request a wire transfer from your account | $25 per request |